Our Loan Products

Fast Funding Solutions

Fix & Flip Loans

Up to 80% of purchase and 100% of rehab costs. Terms from 6 to 12 months for your renovation projects.

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Bridge Loans

Short-term capital up to 75% LTV for time-sensitive acquisitions or refinancing needs.

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Fix-to-Rent (BRRRR)

Perfect for buy, rehab, rent, and refinance projects. Build long-term rental portfolios with flexible exit strategies.

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We're built for speed and certainty

Why Kaplan Lending?

Hours, Not Days

Decision and term sheets issued in hours, not days. We know time is money in real estate.

Investment Properties Only

Non-owner-occupied single-family and multifamily. We specialize in investment real estate.

100% Rehab Financing

Finance 100% of renovation costs. Preserve your capital for more deals.

Flexible Terms

Terms from 6 to 12 months tailored to your project timeline and exit strategy.

10-Day Closings

Close as quickly as 10 days. Move fast on opportunities others can't.

Ready to Get Started?

Experience the Kaplan difference - fast decisions, flexible terms, and funding that moves at the speed of opportunity.

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Active property renovation funded by Kaplan Lending

From Rehab to Resale

Fix & Flip Financing

About Kaplan Lending

Created by Investors, for Investors

After flipping 40+ homes and building a multifamily portfolio in Pennsylvania, we founded Kaplan Lending to give fellow investors the speed and certainty of a true cash offer without contingencies or red tape.

Fast Closings

Close in as little as 10 days with streamlined underwriting and soft credit pulls; appraisals may be required based on the deal. We make decisions based on the deal, not credit scores.

100% Rehab Financing

Fund up to 80% of purchase and 100% of renovation costs. Draws are funded within 48 hours of the initial request through our borrower portal.

Local Expertise

Deep knowledge of PA and surrounding areas. We understand your deals because we've done them ourselves.

$15M+

Loans Funded

60+

Properties Financed

80%

Repeat Borrowers

Our Founders

Meet the Founders of Kaplan Lending

Bashir Kadi
Bashir Kadi
Partner

10+ years investing • Flipped 40+ properties • Owns and manages multifamily properties

Ray Dominguez
Ray Dominguez
Partner

Coordinates borrower onboarding and documentation • 8+ years in real estate investing and finance

Fast loan closing represented by key exchange

Private Money Lending

Fast Capital for Real Estate Investors

As active real estate investors ourselves, we understand the urgency of securing deals. That's why we created Kaplan Lending, to provide fellow investors with the speed and certainty of a true cash offer without the red tape of traditional lenders.

Our streamlined process allows you to close in as little as 10 days with up to 80% purchase financing and 100% rehab costs covered. Soft credit pulls; appraisals may be required depending on the deal. Fast, flexible funding based on the deal, not your financials.

Success Story

Nazareth Fix & Flip

Kaplan funded a fix & flip in Nazareth, Pennsylvania. With a $233k purchase and $100k rehab budget, the investor is targeting a $475k ARV.

Purchase Price
$233k
Rehab Budget
$100k
After Repair Value
$475k
Kaplan Loan
Fix & Flip loan: purchase and rehab financed.
Timeline
Funded and closed; renovation underway.
Exit Strategy & Profit
Planned resale at $475k ARV.
Recent Success Stories

Pennsylvania Investment Wins

Hawley Lakeside Rehab
FIX & FLIP • HAWLEY, PA
Purchase and rehab funded
  • Purchase Price:$95,000
  • Rehab Budget:$50,000
  • After Repair Value (ARV):$259,000
  • Kaplan Loan:Purchase + rehab funded

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Success Stories

What Our Borrowers Say

Brian D.

Kaplan Lending was very easy to work with. They helped me finance my second flip now and it went just as smoothly as the first.

Bob S.

Ray was instrumental in helping us pick up a 3-unit in Philadelphia. I've always used my own cash but this time decided to give hard money a shot. We closed in 3 weeks with great terms.

Gus H.

I switched over to Kaplan Lending after a friend recommended them. I liked the common-sense approach and the ease of the transaction. Will use them again.