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Our Loan Products
Fast Funding Solutions
Fix & Flip Loans
Up to 80% of purchase and 100% of rehab costs. Terms from 6 to 12 months for your renovation projects.
View DetailsBridge Loans
Short-term capital up to 75% LTV for time-sensitive acquisitions or refinancing needs.
View DetailsFix-to-Rent (BRRRR)
Perfect for buy, rehab, rent, and refinance projects. Build long-term rental portfolios with flexible exit strategies.
View DetailsWe're built for speed and certainty
Why Kaplan Lending?
Hours, Not Days
Decision and term sheets issued in hours, not days. We know time is money in real estate.
Investment Properties Only
Non-owner-occupied single-family and multifamily. We specialize in investment real estate.
100% Rehab Financing
Finance 100% of renovation costs. Preserve your capital for more deals.
Flexible Terms
Terms from 6 to 12 months tailored to your project timeline and exit strategy.
10-Day Closings
Close as quickly as 10 days. Move fast on opportunities others can't.
Ready to Get Started?
Experience the Kaplan difference - fast decisions, flexible terms, and funding that moves at the speed of opportunity.
Request Application
From Rehab to Resale
Fix & Flip FinancingAbout Kaplan Lending
Created by Investors, for Investors
After flipping 40+ homes and building a multifamily portfolio in Pennsylvania, we founded Kaplan Lending to give fellow investors the speed and certainty of a true cash offer without contingencies or red tape.
Fast Closings
Close in as little as 10 days with streamlined underwriting and soft credit pulls; appraisals may be required based on the deal. We make decisions based on the deal, not credit scores.
100% Rehab Financing
Fund up to 80% of purchase and 100% of renovation costs. Draws are funded within 48 hours of the initial request through our borrower portal.
Local Expertise
Deep knowledge of PA and surrounding areas. We understand your deals because we've done them ourselves.
$15M+
Loans Funded60+
Properties Financed80%
Repeat BorrowersOur Founders
Meet the Founders of Kaplan Lending

Bashir Kadi
Partner10+ years investing • Flipped 40+ properties • Owns and manages multifamily properties

Ray Dominguez
PartnerCoordinates borrower onboarding and documentation • 8+ years in real estate investing and finance

Private Money Lending
Fast Capital for Real Estate Investors
As active real estate investors ourselves, we understand the urgency of securing deals. That's why we created Kaplan Lending, to provide fellow investors with the speed and certainty of a true cash offer without the red tape of traditional lenders.
Our streamlined process allows you to close in as little as 10 days with up to 80% purchase financing and 100% rehab costs covered. Soft credit pulls; appraisals may be required depending on the deal. Fast, flexible funding based on the deal, not your financials.
Nazareth Fix & Flip
Kaplan funded a fix & flip in Nazareth, Pennsylvania. With a $233k purchase and $100k rehab budget, the investor is targeting a $475k ARV.
Purchase Price
Rehab Budget
After Repair Value
Kaplan Loan
Timeline
Exit Strategy & Profit
Pennsylvania Investment Wins
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