Fix & FlipFix and Flip Loan Requirements in the Lehigh Valley and Poconos
What does it take to qualify for a fix and flip loan in the Lehigh Valley or Poconos? Review ARV, cash contribution, renovation scope and exit planning.
Read ArticleReady to fund your next real estate deal? Contact Us
We provide fast and flexible financing solutions for real estate investors and property developers.
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(484) 695-9435Address
961 Marcon Boulevard
Suite 113
Allentown, PA 18109
Service Areas
PA and surrounding areasFollow Us
Our Loan Products
Fast Funding Solutions
Fix & Flip Loans
Up to 80% of purchase and 100% of rehab costs. Terms from 6 to 12 months for your renovation projects.
View DetailsBridge Loans
Short-term capital up to 75% LTV for time-sensitive acquisitions or refinancing needs.
View DetailsFix-to-Rent (BRRRR)
Perfect for buy, rehab, rent, and refinance projects. Build long-term rental portfolios with flexible exit strategies.
View DetailsWe're built for speed and certainty
Why Kaplan Lending?
Hours, Not Days
Decision and term sheets issued in hours, not days. We know time is money in real estate.
Investment Properties Only
Non-owner-occupied single-family and multifamily. We specialize in investment real estate.
100% Rehab Financing
Finance 100% of renovation costs. Preserve your capital for more deals.
Flexible Terms
Terms from 6 to 12 months tailored to your project timeline and exit strategy.
10-Day Closings
Close as quickly as 10 days. Move fast on opportunities others can't.
Meet Ray Dominguez
Creating Opportunity in the Lehigh Valley. Our home.
Ready to Get Started?
Experience the Kaplan difference - fast decisions, flexible terms, and funding that moves at the speed of opportunity.
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From Rehab to Resale
Fix & Flip FinancingAbout Kaplan Lending
Created by Investors, for Investors
After flipping 40+ homes and building a multifamily portfolio in Pennsylvania, we founded Kaplan Lending to give fellow investors the speed and certainty of a true cash offer without contingencies or red tape.
Fast Closings
Close in as little as 10 days with streamlined underwriting and soft credit pulls; appraisals may be required based on the deal. We make decisions based on the deal, not credit scores.
100% Rehab Financing
Fund up to 80% of purchase and 100% of renovation costs. Draws are funded within 48 hours of the initial request through our borrower portal.
Local Expertise
Deep knowledge of PA and surrounding areas. We understand your deals because we've done them ourselves.
$15M+
Loans Funded60+
Properties Financed80%
Repeat BorrowersOur Founders
Meet the Founders of Kaplan Lending
Bashir Kadi
Partner10+ years investing • Flipped 40+ properties • Owns and manages multifamily properties
Ray Dominguez
PartnerCoordinates borrower onboarding and documentation • 8+ years in real estate investing and finance
Private Money Lending
Fast Capital for Real Estate Investors
As active real estate investors ourselves, we understand the urgency of securing deals. That's why we created Kaplan Lending, to provide fellow investors with the speed and certainty of a true cash offer without the red tape of traditional lenders.
Our streamlined process allows you to close in as little as 10 days with up to 80% purchase financing and 100% rehab costs covered. Soft credit pulls; appraisals may be required depending on the deal. Fast, flexible funding based on the deal, not your financials.
Success Story
Nazareth Fix & Flip
Kaplan funded a fix & flip in Nazareth, Pennsylvania. With a $233k purchase and $100k rehab budget, the investor is targeting a $475k ARV.
Purchase Price
$233k
Rehab Budget
$100k
After Repair Value
$475k
Kaplan Loan
Fix & Flip loan: purchase and rehab financed.
Timeline
Funded and closed; renovation underway.
Exit Strategy & Profit
Planned resale at $475k ARV.
Recent Success Stories
Pennsylvania Investment Wins
Proud Members of
Success Stories
What Our Borrowers Say
FROM THE BLOG
Latest Investment Insights
Fix & Flip
Lending BasicsFive Ways Kaplan Lending Helps Real Estate Investors Get Funded Faster
See five ways Kaplan Lending helps Pennsylvania investors get funded faster, from founder access and in-house underwriting to coordinated closings.
Read Article
Private LendingBehind a Private Real Estate Loan: What Capital Partners Should Understand About Underwriting
Collateral, ARV, leverage, loan documents and repayment plans all shape a private loan. Here is what capital partners should review before committing.
Read ArticleFAQs
Frequently Asked Questions
A hard money loan is a short-term real estate loan primarily based on the value and potential of the property rather than traditional lending requirements alone. Kaplan Lending provides private real estate financing designed for investors who need a faster, more flexible path to funding.
Kaplan Lending specializes in speed and can often close qualified real estate loans in less than 21 days, depending on the property, documentation and complexity of the transaction. Our streamlined underwriting process is designed to help investors move quickly when an opportunity arises.
Kaplan Lending provides private real estate financing for investors throughout Pennsylvania and New Jersey, with a strong presence in the Lehigh Valley, Allentown, Philadelphia and the Poconos. We understand the local real estate markets and work directly with investors, developers and real estate professionals.
Kaplan Lending provides financing for a range of real estate investment opportunities, including fix-and-flip properties, rental properties, investment property purchases, renovations and other residential and commercial real estate projects. Each loan is evaluated individually based on the property, project and investment strategy.
Traditional banks typically rely heavily on credit history, income verification and standardized underwriting requirements. Hard money and private lenders like Kaplan Lending can place greater emphasis on the property, equity, project potential and overall strength of the transaction, providing investors with greater flexibility and potentially faster decisions.
Not necessarily. While credit and financial history may be considered, private lending evaluates more than a credit score alone. Kaplan Lending looks at the property, available equity, project plan, experience and overall viability of the real estate investment when evaluating a potential loan.
Start by telling Kaplan Lending about the property, purchase price, project scope, financing needs and investment plan. Our team can review the opportunity, discuss potential financing options and explain the next steps so you can determine whether private lending is the right fit.
Kaplan Lending, LLC
- 961 Marcon Boulevard Suite 113
Allentown, PA 18109 - (484) 695-9435
- info@kaplanlending.com
- Serving PA and surrounding areas
Business Hours
Monday to Friday:9:00 AM to 6:00 PM
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© 2026 Kaplan Lending, LLC | Equal Housing Lender
All loans are for investment property only and are subject to underwriting approval.